Chamber Blue of Kansas

 

The Larned Area Chamber has partnered with the Chamber of Commerce Executives of Kansas (CCEKS) and Blue Cross and Blue Shield of Kansas (BCBSKS) to form the Chamber Blue of Kansas along with 59 other Chambers in Kansas. This new association health plan is NOW available to all Larned Area Chamber Members in good standing and who employ two or more W2 employees.

The Chamber Blue of Kansas Health Plan is focused on providing more value to business owners and their employees. With more health insurance plan options at competitive rates, you can provide rich benefits, helping attract and retain top talent.

Plan Highlights:

The buying power of 59 Chambers in the state of Kansas with nearly 3,000 contracts enrolled through the plan.

  • Lower rates with stability from year to year.

  • Lower yearly increases.

  • Composite rating – A uniform rate for the group based on average risk rather than rating each member individually or by age.

  • Attract and retain top talent with your insurance benefit offering: health, dental, life, and disability.

  • More choices with a variety of health insurance plan options to choose from.

  • Receive a dedicated account management team with one-on-one support on-site, virtually, or via telephone.

  • Great for businesses of all sizes.

  • You are not obligated to accept the quote if the insurance does not fit your needs.

HOW IT WORKS:

  • You do not have to be a current Chamber member to get rate quotes, however, you must be a member of the Larned Area Chamber of Commerce by enrollment to take the insurance.

  • Employ two or more W-2 employees, unless your business is filing taxes as an S-Corp or a C-Corp.

  • Must have 70% of eligible employees enroll in the group health plan and will pay 25% of the lowest cost plan offered.

QUESTIONS:

For questions or more information, please contact our Larned Area Chamber office at 620-285-6916 and we can connect you with our area Blue Cross representative, Jim Lohmeyer. Additional information about Chamber Blue can be found at www.bcbsks.com/chamberblueks.

Interest Survey: July 1st - August 18th, 2023

  • Businesses currently enrolled in Chamber Blue do not need to complete the survey.  Once renewal rates are released in October, a BCBSKS representative will reach out to review the renewal.

  • The business must complete the survey to be eligible to see the rates and enroll for a 1/1/24 enrollment.

  • The 2024 plan will be for businesses with employees of 2-50

  • Groups of over 50 employees that are currently enrolled in Chamber Blue will be grandfathered.

2024 Renewal Changes:

  • Renewal will be age-banded (5-year age bands) based on the average age of the group.  The rates will be composite-rated, the same as in 2023.

  • Limit to groups of 50 employees or less.  Groups currently enrolled with over 50 employees, will be grandfathered and can remain.

  • Underwriting process – BCBSKS will review the risk of groups – if the risk of the group is within 10% of the risk of the association, they will be accepted, if the risk is higher, they will be denied.

    • Groups with 10 or more employees will complete the census.

    • Groups with 9 or fewer employees will complete health profiles.